What to Expect

What to Expect When You Choose Albert J. Scarafone, Esquire

Navigating through bankruptcy can seem daunting, but with the right legal expert by your side, it becomes a manageable and clear process. If you are in Blue Bell, PA, or the surrounding Montgomery County area, here's what you can expect when you partner with me, Albert J. Scarafone, a seasoned bankruptcy attorney with a deep commitment to helping you regain financial stability.

Initial Consultation

Understanding Your Needs

Navigating through bankruptcy can seem daunting, but with the right legal expert by your side, it becomes a manageable and clear process. If you are in Blue Bell, PA, or the surrounding Montgomery County area, here's what you can expect when you partner with me, Albert J. Scarafone, a seasoned bankruptcy attorney with a deep commitment to helping you regain financial stability.

Comprehensive Evaluation

Tailored Solutions

I take the time to thoroughly understand every detail of your financial situation. This involves helping you organize your financial documents and reviewing them together. Based on this information, I will provide you with an honest and straightforward assessment of your options. Whether it's filing for Chapter 7 or Chapter 13 bankruptcy, or exploring alternative solutions, I ensure that you have all the information needed to make an informed decision.

Filing Your Case

Should you decide to proceed with bankruptcy, I will guide you through every step of the filing process. This includes:

Expert Guidance

Preparing and filing your petition

01

I handle all the necessary paperwork and submit it to the court on your behalf.

Meeting with Creditors

03

I will prepare you for and accompany you to the meeting with the trustee or creditors, advocating for your interests throughout.

Personal Commitment

02

As required by law, you will undergo credit counseling from an approved agency, ensuring you are prepared for the financial restructuring ahead.

Finalizing Your Case

Towards a Fresh Start

Once your bankruptcy petition is approved, your debts will be discharged under Chapter 7, or a payment plan will be established under Chapter 13. This entire process typically takes 3-4 months for Chapter 7, or 3-5 years for Chapter 13 plans, marking the beginning of your debt-free life.

Ready to take the first step towards a new beginning?

Contact Albert J. Scarafone today for a free consultation, and start your journey to financial freedom right here in Blue Bell, PA.